At the height of it I felt like cracking up!

My debt problems got so bad that eventually I had to choose between potentially losing everything I had worked for for the last 40 years or taking drastic action to do something about my crippling debt.

I never realised I would be becoming debt free within four years, especially since my debts were in excess of 40,000 pounds. A couple of personal loans which I extended a couple of times! The credit card debt which kicked in later.

The combination just tipped me over the edge financially. I reached the point where I couldn’t service the debt any more. The days of riding the credit bubble were well and truly over.

Eventually I had to turn to a debt management firm. Naturally I began my search on Google and I soon discovered hundreds of companies offering debt management solutions.

Some of them looked really dodgy to be honest but I was desperate and I had to find a solution. Eventually after much searching I came across a company who are actually one of the only debt management firms recognised by the office of fair trading.

So you can be very confident that these people have your best interests at heart. Needless to say I highly recommend them.

They quickly contacted me and put me at ease after I filled out the short form on their website. They were very friendly and helpful.

They came up with a debt management plan which, amazingly, allowed me to reduce my debt by 50% overnight reducing my monthly payments dramatically.

And the real kicker is I will be completely free from debt in less than four years!

I really am back on the road to financial recovery and it’s all thanks to these guys.