Most pay-day loan amounts range from around £75 - £1000.
However you can start at the lower end of the pay-day loan scale and pay it back on time. After this it’s often the case that lenders will be willing to lend you a higher amount the next time you approach them for money.

In order to get a pay-day loan firstly you must be in work. Also you must have your wages paid into your bank account. For pay-day loan qualification your bank account should possess either a cheque book, a debit card or both. However generally speaking, a cheque guarantee card is not needed.

Do remember you don’t have to panic and sweat until pay day, quick cash is available from lots and lots of payday loan firms right now.

Watch out though. Short repayment periods often mean that payday loan fees can sometimes be prohibitively high. Fees of 20 - 25 percent of the pay-day loan amount are not unusual. Also remember that you should beware of the dreaded - hidden charges.

It’s safe to say that payday loans can be a life-saver. However it also must be stated that they should only be used in moderation if you are to avoid financial disaster in the end.

Some good things to remember are that you can often still get a pay-day loan even if you already have one which has not been fully paid back. Also normally you will still be able to get pay-day loans even if you have CCJ’s provided you can meet the above requirements.